Frequently Asked Questions

HDFC Life Smart Achievers Program:Get an assured high-paying job with the leading corporate

HDFC Life has a strong legacy that not only inspires leadership and emboldens skilled expertise across functions but also encourages learning entrepreneurship and growth. We have a performance driven, open, simple culture that puts people at the core of their strategy. This has enabled us to be amongst the top 25 Great Places to work. HDFC Life's Smart Achievers Program is an initiative by HDFC Life in association with Manipal Global to nurture industry leaders of the future by imparting domain expertise and skill sets in the field of insurance.

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It's a pre joining training program by HDFC Life to train and hire their Executive Sales Trainees by imparting specific skill sets required to execute the role efficiently.
Expert team in Manipal University Bangalore will provide you indepth knowledge and training on Communication, Personality Development and On the Job Sales Training for one year along with a Post Graduate Diploma in Insurance Sales.

Program Summary

1. Guaranteed job at HDFC Life with a fixed salary of Rs 3 Lakh per annum plus incentives on successful course completion.

2. Post Graduate Diploma in Insurance degree from a well-recognized ‘Manipal Global’ University in a year.

3. 4 months of residential classroom training based out of Manipal’s Campuses at Bengaluru or Jaipur with amonthly allowance of Rs 2500/-.

4. 2 months On the job training at their base location.

5. Earn a stipend of Rs 16,000/- per month during the 6-month internship plus incentives.

6. Performance based sales incentives over and above salary.

7. After successful completion of this course, candidate will be hired by HDFC Life as‘Executive Sales Trainee’at J2 band(one level above than the entry level front line sales employees)

Yes. Guaranteed job with HDFC Life with a fixed salary of INR 3.0 lakhs per annum + incentives on successful course completion.
On successful completion of 12 months of the Smart Achievers Program, you will be absorbed by HDFC Life at J2 band (one level above than the entry level front line sales employees) with the compensation of INR 3.0 lakhs + incentives.
This is training before you are hired for the real Job. The training is to build yourself as a professional when you sit at your office desk an year later. You will be getting a Guaranteed Job at HDFC Life as Executive Sales Trainee after the successful completion of the training program.
Yes. The candidate need to pay the course fee Rs 1.4 Lakhs + Service Tax. (This fees includes the accommodation and food expenses during the 4 months residential classroom training program at Manipal University, Bangalore)
Loan facility for complete course fee is available from HDFC Bank. Majority of the course fee will be refunded to you as stipend & benefits during the course itself.
a) Down payment of entire course fee by own
b) Education loan facility available from HDFC Bank to fund for the entire course fee
Program is conducted at Manipal University Campus in Bangalore. It is a 4 Month Residential program. Food and Stay will be provided by Manipal University. There is no additional Cost for Food or Hostel during the 4 months of Training. You will get Rs. 2500 as stipend during the Training at Manipal University.
Yes. You will get a stipend of INR 2,500/- per month during the 4 months classroom training at Manipal campus and INR 16,000/- per month, along with performance based incentives during the 6 months internship with HDFC Life.
You can directly attend the interview only on the date & venue selected by you during the registration. You will be receiving an automated email immediately after the registration with interview date, venue & other details. Also you will be receiving an Interview Admit card from Freshersworld Two days prior to the selected interview date. Incase you did not receive the Admit Card you can use the print out of automated email received for attending the interview. Also confirm your presence for interview via the online Hdfc life Confirmation form
All you need to carry Interview Admit Card that you have received to registered Email ID from Freshersworld.com & updated resume along with a photograph.
Dress Code: Formal dress in a professional attire
Graduation in any stream from a recognized university in India. Age of the Candidates should be between 21-30 years. It is mandatory to complete the Degree to enrol in this Program.
The candidates will be selected by HDFC Life based on Personal Interview.
The interview will be on basic communication skill, interest to work in the insurance sector and the sales ability.
Yes, once you are selected, HDFC Bank will help you to process the loan (Entire Course fee Rs 1.4 Lakhs + Service Tax) for joining the program
4 month class room training will be at Manipal University, Bangalore
It can be anywhere in India, preferably in your Region only based on the requirement
Yes, but make sure your friend is registered with Freshersworld.com to validate the application form
This is 12 month Post graduation diploma program in insurance aims to provide an in depth understanding of the insurance industry to the participates .It involves 4 months of residential classroom training in Manipal campus at Bangalore, 2 month on the job training and 6 month internship in HDFC Life.
The program aims to cover all the nuances of insurance as well as provide students with hands-on-experience. The major areas cover during this training period listed below.
¤ Overview of the BFSI industry
¤ Fundamentals of finance and financial markets
¤ Detailed concepts of Life Insurance
¤ Overview of the core functions within the Life Insurance Industry
¤ Building distribution and managing financial consultants
¤ Developing effective Sales capabilities.
¤ Practical On the job Sales experience.
¤ Soft skills development viz. Communication skills, Team Management etc.
We have a performance driven, open, simple culture that puts people at the core of their strategy. This has enabled us to be amongst the top 25 Great Places to work. Your initial job role will be Executive Sales Trainee at J2 band (one level above than the entry level front line sales employees) and you will be given enough opportunity to grow in the organization.
Experience from a Smart Achiever “ I am Samata, I had attended the interview for HDFC Life Smart Achievers Program at Hyderabad branch and got selected. Now I started working with HDFC Life completing one year program. My class room training was at Manipal Institute Bangalore and the internship was at my home town. I was able to earn during the training period itself and got sales incentive too. The class room training was very useful to learn the nuances of the insurance sales sector, as I am from engineering background; I am sure this will be a good start and will give a good career growth option.”

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About the Program

Smart Achiever Sumit Das Sharing his Experience



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Mr. Amitabh Chaudhry, MD & CEO HDFC Life, thoughts about Smart Achievers Program