BRANCH CREDIT MANAGER Jobs in Mumbai,Navi Mumbai - ITM-EDUTECH TRAINING PVT. LTD.
BRANCH CREDIT MANAGER
ITM-EDUTECH TRAINING PVT. LTD.
Expired
Posted: 03 Feb 18
Job Description
Designation: Branch Credit Manager
- This is a permanent job & On rolls of AHFL.
- Salary offered : 3.5 lacs PA
- Responsible for processing of housing loan application as per the policy and procedures. Underwrite & facilitate proposals till disbursement.
- Ensuring that all the files are completed as per the documentation checklist. Ensuring that all the regulatory policies and procedures are met and adhered to. Residence and property visit to be done at all the micro branches by the credit officer.
- To check the authentication of income proof submitted by the customer and verification through internal and external sources.
- Conduct PD (Personal Discussion) with customer to establish credit worthiness.
- Ensure cross-function coordination and execution of given responsibilities with the Sales, Technical, Operation, Account and other functions.
- Train, assist, encourage and coordinate with business for sourcing quality files which increases efficiency and jointly meet business targets.
- Communication with external vendors like verification agency, valuation agency, personal decision agency, across assigned location and cross verification of the reports to be done.
- Post disbursal documents (PDD) to be maintained and NIL PDD beyond 60 days of disbursement.
- Ensuring decision of cases within the defined TAT and maintain a healthy login to sanction ratio.
- Protect organization from fraudulent practices & potential frauds.
- Cross sell of insurance product.
- To protect portfolio from loss.
- Cross branch audit and reporting.
- Responsible for delivering superior customer service.
- Calling on QMC (Quick Mortality Cases).
- Review on periodical basis with respect to performance/delinquency/losses/fraud of the portfolio by monitoring.
Job Particulars
Role others
Who can apply Freshers
Hiring Process Written-test, Face to Face Interview, Telephonic Interview
Employment TypeFull Time
Job Id382466
Job Category BSc/BCA/BBM , Others
Locality Address
State Maharashtra
Country India
About Company
ABOUT USWith 20+years of rich experience in providing Education, ITM Group of Institutions initiates Vocational Skills Intervention with large business conglomerates for providing skilled manpower. 'We call it the Sales Academy Model.' In some of our recent interventions with Banks, we source and train the Field Sales Officer. We have sourced-trained and recruited 10,000 candidates in the last 18 months (PAN India). We are currently sourcing 800-1000 candidates per month for clients and we look at organisations across vivid verticals with manpower requirements. With the presence of sourcing team and campuses spread across India, we are assured to achieve your requirements.
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