Branch Credit Officer Jobs in Rudrapur - Aye Finance P Ltd
Branch Credit Officer
Aye Finance P Ltd
Expired
Posted: 05 Mar 20
Job Description
Description:
- Do Loan Appraisal (financial appraisal + reference checks)
- Coordinate with Central Credit Team for effective implementation of Credit Policy on the Field.
- Responsible for managing the Credit quality of loans origination and Branch Operations Risks.
- Monitor Repayment process & trends at Branch
- Manage 'early default' delinquency (in first 6 months of loan)
- Support the BM in smooth working of the Branch to enable:
- Day to day administering of the Branch
- Report & manage customer & field discipline issues
- Responsible for Implementing and Monitoring a robust compliance on operations processes
- Conduct Field Training of Loan Advisors on Credit and Operations Processes to reduce errors
Job requirement:
- BCO
- Preferably commerce/science graduate
- Min. one year of work experience in credit function in MFI/HFC/NBFC
- Understanding of profit and loss account/ balance sheet
- Knowledge of KYC documentation
- Knowledge of credit appraisal process of small ticket loans
- conducting face to face meeting with the customer/understanding business model/validating stock levels/obtaining reference checks
- Understanding of bank statement assessment (repayment tracking/inward and outward cheque return)
- Basic System knowledge of MS word and Excel
- Prompt resolution to customer queries
Education
- UG : Graduation Not Required, Any Graduate in Any Specialization
- PG : Post Graduation Not Required, Any Postgraduate in Any Specialization
- Doctorate : Any Doctorate in Any Specialization, Doctorate Not Required
Job Particulars
Role others
Education Other Course
Who can apply Experienced (1 to 6 Years)
Hiring Process Walk - In
Employment TypeFull Time
Job Id880763
Job Category Others
Locality Address
State Uttarakhand
Country India
About Company
Aye Finance (P) Ltd
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