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Branch Credit Officer Jobs in Rudrapur - Aye Finance P Ltd

Branch Credit Officer

Aye Finance P Ltd
experience-icon 1 to 6 Years
salary-icon 150000 - 300000 Yearly
qualification-icon Other Course
Expired

Posted: 05 Mar 20

Job Description

Description:

  • Do Loan Appraisal (financial appraisal + reference checks)
  • Coordinate with Central Credit Team for effective implementation of Credit Policy on the Field.
  • Responsible for managing the Credit quality of loans origination and Branch Operations Risks.
  • Monitor Repayment process & trends at Branch
  • Manage 'early default' delinquency (in first 6 months of loan)
  • Support the BM in smooth working of the Branch to enable:
  • Day to day administering of the Branch
  • Report & manage customer & field discipline issues
  • Responsible for Implementing and Monitoring a robust compliance on operations processes
  • Conduct Field Training of Loan Advisors on Credit and Operations Processes to reduce errors

Job requirement:

  • BCO
  • Preferably commerce/science graduate
  • Min. one year of work experience in credit function in MFI/HFC/NBFC
  • Understanding of profit and loss account/ balance sheet
  • Knowledge of KYC documentation
  • Knowledge of credit appraisal process of small ticket loans
  • conducting face to face meeting with the customer/understanding business model/validating stock levels/obtaining reference checks
  • Understanding of bank statement assessment (repayment tracking/inward and outward cheque return)
  • Basic System knowledge of MS word and Excel
  • Prompt resolution to customer queries

Education
  • UG :
  • Graduation Not Required, Any Graduate in Any Specialization
  • PG :
  • Post Graduation Not Required, Any Postgraduate in Any Specialization
  • Doctorate :
  • Any Doctorate in Any Specialization, Doctorate Not Required

Job Particulars

Role others
Education Other Course
Who can apply Experienced (1 to 6 Years)
Hiring Process Walk - In
Employment TypeFull Time
Job Id880763
Job Category Others
Locality Address
Country India

About Company

Aye Finance (P) Ltd
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