Credit Manager Jobs in Mumbai,Navi Mumbai - Www.MudraCircle.com
Job Description
- Min 6 min exp as Credit Executive for Loans.
- Researching and evaluating clients’ creditworthiness
- Creating credit scoring models to predict risks
- Approving or rejecting loan requests, based on credibility and potential revenues and losses
- We are looking for a Credit Executive to oversee our company’s lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests.
- Credit Manager responsibilities include creating credit scoring models, setting loan terms and determining interest rates.
- To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications.
- Previous banking experience is a plus.
- Ultimately, you will help us minimize bad debts and increase revenues from loans.
- Research and evaluate clients’ creditworthiness
- Create credit scoring models to predict risks
- Approve or reject loan requests, based on credibility and potential revenues and losses
- Calculate and set interest rates
- Negotiate loan terms with clients
- Monitor payments
- Maintain records of loan applications
- Follow up with clients to manage debt settlements and loan renewals
- Ensure all lending procedures comply with regulations
- Develop, review and update our company’s credit policies
- Proven work experience as a Credit executive/ Analyst or similar role
- Hands-on experience with accounting software
- Solid understanding of lending procedures
- Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
- Negotiation skills
- BSc/ BCom in Accounting, Economics, Banking and Finance or relevant field
Job Particulars
Role accountant
Who can apply Experienced (0.6 Years)
Hiring Process Face to Face Interview
Employment TypeFull Time
Job Id449108
Job Category Finance
Locality Address
State Maharashtra
Country India
About Company
SME focussed digital lending platform-
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