Credit Manager Jobs - Jaipur - Kogta Financial I Ltd
Job Description
Vacancy - Credit Manager
Location : Jaipur
Exp : 2-4 years
Salary : As per market Standard
Basic Function: The credit manager position is accountable for the entire credit granting process, including the consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers, with the goal of optimizing the mix of company sales and bad debt losses.
Principal Accountabilities:
Management
- Maintain a department organizational structure sufficient to meet all goals and objectives
- Properly motivate the credit and collections staff
- Measure department performance with appropriate metrics
- Provide for ongoing training of the credit staff
- Manage relations with collection agencies
- Manage relations with credit reporting agencies
- Manage relations with credit insurance providers
- Manage relations with the sales department
Credit Operations
- Maintain the corporate credit policy
- Recommend changes in the credit policy to senior management
- Create a credit scoring model
- Manage customer credit files
- Monitor the credit granting and updating process
- Accept or reject the staff's credit recommendations
- Personally investigate the largest customer credit applications
- Personally visit the largest customers to establish relations
- Monitor periodic credit reviews
- Monitor deductions being taken by customers
- Manage the application of late fees
- Manage the corporate financing program
Desired Qualifications: 5+ years of credit experience. Bachelor's degree in business and experience with credit scoring systems preferred. Have a thorough knowledge of credit-related laws. Be willing to periodically travel to customer sites. Have considerable experience with customer negotiations.
Job Particulars
About Company
Kogta Financial (I) Ltd (KFL) is Western India based Non-Banking Finance Company with more than 20 years of experience in Asset Finance Business. The company was incorporated on 15th January 1996 with CIN U67120RJ1996PLC011406 by its promoter directors namely Shri Banwari Lal Kogta, Shri Bal Mukund Kogta and Shri Radha Krishan Kogta.
Over the past decades, KFL has grown on the foundations of dedicated customer service, fair business practices, efficient, safe and trusted financial policies with the help of its highly experienced & competent management team. Presently Company disbursing loans in the States of Rajasthan, Gujarat and Maharashtra with client base of more than 20000 customers and operating with its wide network of 72 disbursement point across in above three states.