Credit Manager - Mortgage Jobs in Indore - HDB Financial Services Ltd.
Credit Manager - Mortgage
HDB Financial Services Ltd.
Expired
Posted: 07 Nov 19
Job Description
CHL-LPA-17644 - Credit Manager - Mortgage
Location:Indore
Required Experience: 4 - 5 yrs
Job Description :
• Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
• Verifying the promoter’s track record & ascertaining their credit worthiness.
• Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position
• To ensure Bounce Rate and Delinquency are within acceptable standards.
Credit Decisions
• Take sound lending decisions based on available information & interactions with the applicants.
• Manage credit quality and control delinquencies, frauds.
Monitoring Performance
• Managing performance in terms of key drivers i.e. o Loses / Portfolio quality parameters
Cost of credit administration o Employee Productivity
• Monitor and enforce approval rate and TAT as per prescribed standards.
• Monitor and ensure that monthly Branch audit score is satisfactory.
• Vendor Management.
• To conduct customer meeting to evaluate credit proposal
• PDD Tracking and closure
• Compliance to repayment instrument replenishment to ensure regular repayment of EMI
Key Skills : Understanding of portfolio metrics.
• Strong inter-personal skills which encourages and promotes enthusiasm and team spirit
Desired Candidate Profile :
• Graduate/Postgraduate.
• 4-6 years Credit/Underwriting experience in Mortgages
Job Particulars
Role hr admin
Education Any Post Graduate, Any Graduate
Who can apply Experienced (3 Years)
Hiring Process Face to Face Interview
Employment TypeFull Time
Job Id746526
Job Category Recruitment
Locality Address
State Madhya Pradesh
Country India
About Company
HDB Financial Services (HDBFS) is a leading Non-Banking Financial Company (NBFC) that caters to the growing needs of an Aspirational India, serving both Individual & Business Clients. Incorporated in 2007, we are a well-established business with strong capitalization. HDBFS is accredited with CARE AAA & CRISIL AAA ratings for its long-term debt & Bank facilities and an A1+ rating for its short-term debt & commercial papers, making it a strong and reliable financial institution.
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