Credit Officer Credit Analyst Jobs - Haryana-other,Alwar,Jaipur - Alwar General Finance Company Pvt Ltd

Credit Officer/ Credit Analyst for a Leading Finance Company

Alwar General Finance Co. Pvt. Ltd.

1 - 4 yrs 

Different Locations in Rajastha & Haryana

 INR 3,00,000 - 4,00,000 (CTC) P.A. + Incentive

Job Description

Credit Officer would be responsible to ensure good portfolio quality by identifying potential credit & operating risks related to loans(Self Help Group or Joint Liability Group or Home Loan or Business Loan).

Salary:INR 3,00,000 - 4,00,000 (CTC) P.A + Incentive

Industry:Banking / Financial Services / Broking

Functional Area:   Accounts , Finance 

Role Category:     Finance/Banking

Role:Credit/Control Executive

Job Description

Knowledge 

Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility
Customer Interaction to understand needs, finds solutions within the product range available
Calculation of Net Present Values of maturing assets using excel sheets or programs. Knowledge of basic legal documentation involved in an acquisition of a home. Knowledge of technical fundamentals involved in an acquisition of a home. Cash flow method of assessment of Loans, Ability to assess a Salaried Loan


Sanctioning :- File processing by coordinator within the time, Customer Calling, Query resolving, File login Faster Sanction, Keeping a check on TAT for Login & Sanction., Checking the Quality of Calls to Customers & Processing by coordinators. 
Disbursement: - Customer calling after Sanction of Case, Disbursement Follow-up with Customer & Sales force, and Technical Updation for Disbursement, Resolving Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Updation, Technical Updation, and Disbursement Fixing. 
Project Approval Creation of Property No, Query Resolving, Builder Appointment, Project Approval, Keeping a Check on TAT of Project Approval.
LMS Timely Updation of Leads into LMS, Proper Follow-up on the next scheduled action date, Auditing of Leads, feedback & status. 

Note Candidate should be well versed with Ms. Excel and MS Word (MS Office)

Desired Candidate Profile

Education-

UG:Any Graduate - Any Specialization

PG:Post Graduation Not Required

Candidate should have at least one year experience as a Credit Analyst/Credit Officer in Self Help Group or Joint Liability Group.