South Indian Bank Ltd jobs for Officers/ Executives in . Last Date to apply: 30 Jan 2021

Officers/ Executives

South Indian Bank Ltd

Not disclosed

Expired

Posted: 25 Jan 21

Job Description

The South Indian Bank Ltd., a Premier Scheduled Commercial Bank in India, invites applications from Indian Nationals for various roles in Sales, Credit and Collection domains.

1. Name of the Post: Officers/ Executives

2. Eligibility Criteria (as on 31.12.2020):

a) Sales: Zonal Sales Head, Regional Sales Head

i) Educational Qualification: Minimum Graduation

ii) Work Experience: Minimum 12 years, Minimum 8 years

b) Credit: Credit Head, Zonal Credit Head, Regional Credit Head, Head - Stock Monitoring & Credit

i) Educational Qualification: Minimum CA/ Post-Graduation

ii) Work Experience: Minimum 15 years, Minimum 10 years, Minimum 6 years, Minimum 4 years

c) Collection: Regional Collection Head

i) Educational Qualification: Minimum Graduation

ii) Work Experience: Minimum 8 years

3. Terms Of Employment: Probation Period 3 months

4. Compensation Package: Compensation shall be fixed by the management based on the knowledge and experience of the applicant. Will be eligible for Performance Linked Incentives (PLI) and all other benefits as applicable to the Scale in which the applicants are recruited

5. Job Description/ Core Competencies:

a)Sales : Experience in sales and distribution of asset products, preferably home loan. Experience in handling channel sales and managing large teams. Collect market potential and competition date. Create distribution channels. Monitor weekly and monthly targets for each region and channel. Run schemes in local areas based on potential. Work closely with the RH-Liabilities for ensuring sourcing from branches. Convert existing customer through digitised platform. Tie up and work with local CA and wealth advisors. Tie up with Builders in case of home loans. Build relationship with local industry and merchant’s associations. Build relationship with brokers. Ensure health of portfolio as per the budget. Meet the budgeted target for topline and bottom-line.

b) Credit: Experience in handling credit function in retail business. Experience in making policy and understanding risk. Responsible for drawing up the credit policy for home loan/ lap business. Responsible for hiring and training of the credit policy to the credit team. Responsible for underwriting of the cases across the credit team within stipulated TAT. Working with stakeholders with common objective of achieving the organizational goals and objectives. Conduct regular reviews on the health of the portfolio and the hind sighting of the cases. Ensuring that the policies and underwriting is compliant with the existing guidelines. Responsible for the delinquencies esp. the nonstarter cases.

c) Collection: Experience in handling collections, agencies, large teams. Having knowledge of SARFAESI Acts and have handled home loan collections. Empanel agencies for collecting the over dues from customers. Monitor the allocation of the customers in the delinquent bucket to each of the agencies. Keep track on nonstarters and take early action on them. Arranging payment pick up, Negative pin codes identifications. Initiate legal actions on relevant cases. Meet the budgeted target on delinquency. Reduce roll forwards. Organise awareness campaign on prompt payment and its positive impact. Ensure adherence to compliance, SARFAESI and one time settlements to be taken care.

Application Fees:

Rs.800/- (excluding GST and other applicable charges)

Job Particulars

Role hr admin

Education Any Graduate

Who can apply Freshers

Hiring Process Face to Face Interview

Employment TypeFull Time

Job Id1100576

Job Category Govt Jobs , Bank , 1 to 3 Yr Exp , Recruitment

Locality Address

State Anywhere in India

Country India

About Company

One of the earliest banks in South India, 'South Indian Bank' came into being during the Swadeshi movement. The establishment of the bank was the fulfillment of the dreams of a group of enterprising men who joined together at Thrissur, a major town (now known as the Cultural Capital of Kerala), in the erstwhile State of Cochin to provide for the people a safe, efficient and service oriented repository of savings of the community on one hand and to free the business community from the clutches of greedy money lenders on the other by providing need based credit at reasonable rates of interest.

http://www.southindianbank.com

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