Repco Home Finance Ltd jobs for Branch Head Cadre-Manager in Kolhapur. Last Date to apply: 08 Oct 2021

Branch Head Cadre-Manager

Repco Home Finance Ltd

3 Years

Not disclosed

Expired

Posted: 27 Sep 21

Job Description

For Branch Head (Manager Cadre): To Head the Branch in all areas of branch work such as sourcing of business, operations, collections/ recovery and ensuring profitability of branch, which would involve extensive travelling.

1. Post Code: BM-NSK/STR/KLR/SLI - MAHA - SEP 2021

2. Position: Branch Head (Cadre-Manager)

3. Location: Nasik, Satara, Kolhapur, Sangli

4. Any Graduation (10+2+3 format) from a UGC recognized university. Post graduation & professional qualification shall be given additional weightage.

5. Minimum 3 years experience (for age not exceeding 28 years) in Housing Finance/Retail Lending/Marketing of financial products (Home Loan) / branch operations in HFCs/FIs. Exposure in housing finance is a must. Experience of heading a branch will be preferred. For further age relaxation, commensurate additional experience would be required.

6. Extensive in-depth knowledge of local housing finance market with good networking capacity with builders / developers is a must. Knowledge of credit underwriting is necessary.

7. Fluency in Marathi (read, write & speak) besides English is must. Working knowledge of Hindi will be an added advantage. Early joining will be preferred.

8. For recruitment in all cadres, candidates (external) having pending disciplinary action against them at the time of applying for the position or having been punished under disciplinary proceedings in last 5 years will not be considered eligible. All appointments are subject to satisfactory reference / background verification.

9. No requests for transfer would be considered for a period of 3 years.

10. No internal candidates are eligible.

11. Job Description: To source qualitative business (home loan) as per target given in conformity with the credit policy of the Company. To achieve growth and hit sales targets by successfully managing the sales team. Designing and implementing a strategic sales plan that expands company's customer base and ensure its strong presence. To carry out works pertaining to branch sales operation such as customer service, ensuring branch business development, meeting business target of the branch, marketing, publicity, conduct loan camps and other works.

a. To check preliminary due diligence & credit limit of the customers and scrutinize all the documents pertaining to the property (Property Visits, Preparation of CAM sheets) To validate the genuineness of the customer by verifying his KYC and other related documents. To coordinate with panel valuers / advocates for effective delivery within stipulated turnaround time. To handle lending operations of branch, which require speedy processing of loan applications initial credit appraisal at branch level/follow up of loan approvals with sanctioning authority/ disbursements/ post disbursal monitoring To monitor collections and manage effectively the receivables and develop collection strategies to minimize "bad debt" portfolio loss.

b. To achieve the targets set for recovery/ delinquency Timely achievement of business targets set under different parameters and make the branch a profit center. To ensure effective brand building and business promotion (through various marketing and sales activities) To ensure prompt and best client service. To ensure good overall housekeeping and compliance with all statutory requirements. To augment & maximize other income stream by Cross-Selling of Insurance products The position will have 4-5 on roll employees and 1-2 off roll staff reporting to him/her.

12. Key Competencies Required: Good communication skill - verbal and written Negotiation skill Interpersonal skill, leadership qualities and team management Multitasking ability Planning and organizing skill Target orientation Proficiency in MS-Word

13. Pay & Perquisites: CTC starting from Rs. 7 lakhs per annum (fixed + variable, depending on fitment based on experience, performance in the selection process). However, experienced candidate would be compensated suitably as per market norms and Management discretion.

14. Probation: 1 year (extendable based on performance)

Age Limit:

Age not exceeding 28 years as on 01-10-2021 (relaxation generally upto 40 years of age can be considered based on commensurate, relevant prior experience)

Job Particulars

Role accountant

Education Any Graduate

Who can apply Experienced (3 Years)

Hiring Process Face to Face Interview

Employment TypeFull Time

Job Id1317092

Job Category Govt Jobs , Bank , 1 to 3 Yr Exp , Finance

Locality Address

State Maharashtra

Country India

About Company

RHFL is a professionally managed housing finance company head quartered in Chennai, Tamil Nadu. We were incorporated in April 2000 to tap the growth potential in the housing finance market. We are registered as a housing finance company with the NHB. As on April 2015, RHFL is operating through 106 branches and 36 satellite centres in Tamil Nadu, Andhra Pradesh, Jharkhand, Kerala, Karnataka, Maharashtra, Madhya Pradesh, Gujarat, Odisha, West Bengal and Puducherry.

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