Wholesale Credit Analyst Jobs in Pune - Master Jobs
Job Description
Duties and Responsibilities
Job Profile
Position: Wholesale Credit Analyst
Objective of Job
· To analyse and assess the credit risk of CV and PC dealers and corporate customers and make prudent credit recommendation. First decision to Management under DFS credit rules and guideline
· Responsible for projects to improve credit operation functions
Task description
Ø To identify risk and assess customer’s creditworthiness and ability to service the debt and provide credit recommendation/ first decision to the management via comprehensive credit write-up
Ø To conduct annual credit review to continue the credit facilities for Fleet customers or dealers
Ø To support special project(s) and/or report(s) to improve efficiency to credit operations function as required
Ø To control credit analysis and payment capability for debt restructuring or refinancing fleet customers
Ø TO conduct the credit write up within TAT guideline with the completeness of the required documents
Ø To ensure the terms and condition of approved credit facilities are met before actual credit drawdown