Branch Credit Manager Jobs - Chennai - Indian School Finance Company

• Quality and uniform credit appraisal, underwriting and recommendation of loans.
  
• Ensuring that all credit processes are followed and policy norms are implemented.
  
• Checking disbursements and ensuring collateral perfection.
  
• Credit TATs within acceptable levels
  
• Ensuring timely decision of cases.
  
• Ensuring a quality credit portfolio.
  
• Make regular analysis reports to track delinquency and correlate the same with various parameters across the company’s portfolio.
  
• Work closely with various teams like sales, collections and operations to constantly improve the credit processes
  
• Monitor the login to disbursement process
  
• Provide recommendations to management for review of the credit policy
  
• Help the management team in developing new products
  
• Maintain deviation records and track the deviations closely for a better understanding of credit behaviour/default.

Key requirement/skills:

• The candidate must show attention to detail, have good verbal and written communication skills and be committed to producing work of the highest quality.
  
• He/she must be able to work efficiently in order to meet deadlines.
  
• Strong interpersonal skills and the ability to work in teams are essential attributes for this job.
  
• Advanced level expert in MS Excel
  
• Play a key role in developing the analytics capabilities of the company
  
• Contribute towards developing scorecard models
  
• Experience of working closely with top management would be an added advantage
  
• Willingness to travel to other locations on short notice