Credit Underwriter Jobs in Bangalore - Jana Small Finance Bank
Job Description
Cash flow assessment and
submission for decision to Area credit Head
Job Description:
- To on board the physical file
logged in at Hub on system (LOS)for digital processing
- Fire and monitor the TAT for
FI/RCU/Legal and Technical reports
- Conduct Personal Discussions
at Customers Business premises/residence for Income and expense assessment to
derive cash flow
- Prepare Docket( logged in by
customer or business team)/Disbursement Memo for disbursement for ACH sign off
- Collate the investigation reports
and submit the proposal to ACH for decision with remarks highlighting Risks and
mitigations with deviations if any
- Experience
Required - At-least 1 year in
Mortgages/secured assets as a CPA/CU with knowledge of assessment norms
Job Particulars
About Company
Jana Small Finance Bank, erstwhile Janalakshmi Financial Services, is headquartered in Bengaluru. It is one of the 10 financial institutions which had received in-principle approval from RBI, in 2015, to set up a Small Finance Bank.
Established in Bengaluru in 2008, it went on to become the largest Micro Finance Institution (MFI) in India, and was recognised globally as one of the world’s innovative financial institutions working on the problem of financial inclusion.
Jana Bank received the final banking license in April 2017 and started banking operations on March 28, 2018. Under the leadership of its MD & CEO, Ajay Kanwal, Jana Small Finance Bank’s vision is to become the leading inclusive digitised bank serving all customer segments and communities of an aspirational India.
Currently, post the transition phase, the bank is enabling its existing 45 lakh customers across 19 states in India to access banking services. It has Capital Adequacy Ratio (CAR) of about 35 percent and a loan book of INR 76 billion as on March 31, 2018. By 2020, the bank aspires to add four million customers.
The bank has deep domain expertise in banking and financial services, with the senior management team having 25+ years of average experience in banking sector. Its current employee strength is of 15,000. By end of 2019, Jana Bank’s 500 branches will be operational across 19 states, post conversion of majority of its micro finance storefronts into bank branches.
Bengaluru-headquartered Jana Small Finance Bank is regulated by the Reserve Bank of India (RBI).
