Executive - Gold Loans Jobs in Aurangabad - HDB Financial Services Ltd.

Executive - Gold Loans
HDB Financial Services Ltd.
Expired
Posted: 07 Nov 19
Job Description
LEN-GL-17649 - Executive - Gold Loans
Location: Aurangabad
Required Experience: 2 - 4 yrs
Job Description :
Key functions will be:
• Coordinate with branch sales team and support BSM, SMs for lead conversion
• Tele-calling / follow up on leads given by sales team and Corporate office
• Coordinate customer walk in branch. Explain product details to customer and suggest scheme based on need analysis
• Conduct self gold valuation and inform gold loan amount. Manage external gold valuation process i.e. interacting with valuator making sure that the process is followed
• Update valuation details in system i.e. Gold portal and loan booking system
• Ensure loan processing completed within stipulated TAT.
• Follow up with delinquent customer and ensure that customer does not cross 30 DPD bucket
• Follow up with customer for timely interest collection
• Gold loan file disbursal in system (this could be done by BOM for most Branches)
• Custody of gold packets in the office, record it as per process
• Raise Payment Request / Cheque Disbursement, record it as per process
• Arrange to send the complete file to COPS as per process.
• Manage Related MIS, interface with COPS, regional teams as might be required.
• Co-ordinate with central telecalling team for collections / follow up for payments from overdue borrowers
• Customer Support / Service as required.
Key Skills :
• Sales process management in FMCG/ Direct sales company
• Understanding of gold process understanding ,KYC Knowledge & Sales process
• Gold loan Sales process & BTL Marketing
• Process understanding ,KYC Knowledge ,Understanding of the documentation required, Product /Competition Knowledge
Desired Candidate Profile :
• Graduate with Minimum 2-4 yrs experience
• Experience in collection and auction will be preferred.
• Min 2 years experience in gold valuation at gold loan NBFCs.
Job Particulars
Role hr admin
Education Any Graduate
Who can apply Experienced (2 to 3 Years)
Hiring Process Face to Face Interview
Employment TypeFull Time
Job Id746515
Job Category Recruitment
Locality Address
State Maharashtra
Country India
About Company
HDB Financial Services (HDBFS) is a leading Non-Banking Financial Company (NBFC) that caters to the growing needs of an Aspirational India, serving both Individual & Business Clients. Incorporated in 2007, we are a well-established business with strong capitalization. HDBFS is accredited with CARE AAA & CRISIL AAA ratings for its long-term debt & Bank facilities and an A1+ rating for its short-term debt & commercial papers, making it a strong and reliable financial institution.
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