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Hiring for US Mortgage Under Writing Process (Work Form Home) @ Bangalore Jobs in Bangalore Jobs in Bangalore,Pune,Chennai - Black And White Business Solutions

featured-job FEATURED JOB

US Mortgage Under Writing Process

Black And White Business Solutions
experience-icon 0 Years
salary-icon 300000 - 1000000 Monthly
qualification-icon Any Graduate
Expired

Posted: 27 Nov 20

Job Description

Hi

TOP MNC's Hiring for US Mortgage Under writing Process (Work Form Home) @ Bangalore, Chennai, Pune

Process : Under Writing Mortgage ( Semi Voice )

Skills :
Live Under writing, Collateral, Closing and Complains ,Credit & Income
US Mortgage Underwriter


Skills: Credit Review (Residential)/ Underwriting, Credit Report, Credit Risk Analysis, AUS, Title and Appraisal, Compliance, Collateral, Post Closing, Pre underwriting, DTI, LTV, Hazard Insurance, Closing and Compliance, TRID, REPA Integrated Disclosures, TIL, APR Tolerance


Candidate who has worked in Processing, Closing, Post Closing, Collateral, Credit and Income, Closing and Compliance role can apply for Underwriting

DUTIES AND RESPONSIBILITIES:

Review loan files for completeness and accuracy including but not limited to calculation and verification of income & assets, evaluation of credit reports, purchase contracts, appraisals, title commitments, VOE, tax returns, divorce decrees, and other loan pertinent compliance documentation Evaluate debt & loan-to-value ratios, credit score, property valuation and various other factors Determine and document loan conditions, communicate requirements, and/or decisions Identify sale ability issues, potential fraud and portfolio risks based on trends, red flags and clients business practices Maintain knowledge of all applicable agency and non-agency underwriting guidelines Exhibit working knowledge of AUS to determine applicable loan conditions Such other activities as may be assigned by your manager

SKILL SETS REQUIRED:

Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA Analysis and Calculation of qualifying income from various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. Analysis of Credit Reports and Bank Statements
QUALIFICATIONS/ REQUIREMENTS:
3+ years of recent US Mortgage underwriting and/or due diligence (post-close) experience in the residential mortgage industry Knowledge and familiarity with current mortgage policies/procedures, compliance laws and regulations including TRID and understanding of mortgage regulatory changes

PERKS & BENEFITS:

Night Shift Allowance over and above salary Weekend working allowance up-to 1500 per week Joining Bonus of 1 lac for immediate joiners Notice Period Buyout Option is available Work from home opportunity till pandemic Systems and necessary equipment will be provided for WFH


Job Summary

Job Type : Full TimeJob Role : OthersJob Category : Diploma,BSc/BCA/BBMHiring Process : Face to Face Interview, Telephonic InterviewWho can apply : FreshersAbout Black And White Business Solutions

Job Particulars

Education Any Graduate
Who can apply Freshers
Hiring Process Face to Face Interview
Employment TypeFull Time
Job Id1050336
Job Category Tech Support
Locality Address Indiranagar
Country India

About Company

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