Insurance Sales Executive Jobs Opening in Cx works at Janakpuri, Delhi
Insurance Sales Executive
Job Description
Job Summary
An Insurance Sales Executive is responsible for selling insurance policies to individuals and businesses. These policies may include health insurance, life insurance, property and casualty insurance, auto insurance, and more. The primary role of an Insurance Sales Executive is to assess clients’ insurance needs, explain policy details, and help them choose coverage that suits their requirements and financial capacity.
The position requires strong interpersonal and sales skills, a thorough understanding of insurance products, and the ability to analyze and explain risk coverage. Insurance Sales Executives may work for insurance companies, brokers, or agencies and often earn a combination of base salary and commission.
Key Responsibilities
1. Client Acquisition and Lead Generation
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Identify potential customers through networking, cold calling, referrals, and marketing campaigns.
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Set up meetings with clients to understand their insurance needs.
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Follow up on leads and inquiries from interested prospects.
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Maintain a pipeline of potential clients and regularly update the CRM system.
2. Needs Analysis and Policy Recommendation
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Conduct interviews with clients to collect information about their financial resources and insurance needs.
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Provide guidance on the types of coverage available and explain policy terms, conditions, and exclusions.
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Recommend suitable insurance plans based on clients’ specific situations and risk exposure.
3. Sales and Closing
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Present insurance policy options to clients in a clear and persuasive manner.
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Overcome objections and negotiate terms to reach a satisfactory agreement.
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Ensure that all paperwork is completed accurately and submitted promptly.
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Assist clients in completing application forms and gather necessary documentation.
4. After-Sales Service and Policy Maintenance
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Follow up with clients post-sale to ensure satisfaction and address any concerns.
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Help clients make changes to their policies when required (e.g., adding coverage, changing beneficiaries).
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Provide assistance with claim submissions and policy renewals.
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Maintain long-term relationships to encourage customer loyalty and referrals.
5. Market and Product Knowledge
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Stay updated on insurance laws, products, and industry trends.
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Participate in training sessions, workshops, and continuing education as required by licensing authorities.
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Maintain knowledge of competitor products to differentiate offerings effectively.
6. Reporting and Compliance
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Maintain accurate records of client interactions, policy details, and sales performance.
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Ensure compliance with company policies, regulatory guidelines, and industry standards.
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Provide regular reports to management on sales activity, goals, and achievements.
Key Skills and Competencies
1. Sales and Negotiation Skills
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Proven ability to persuade and negotiate effectively.
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Strong closing skills and the ability to handle rejection professionally.
2. Communication Skills
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Excellent verbal and written communication skills.
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Ability to explain complex insurance concepts in simple, relatable terms.
3. Customer Service Orientation
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A client-first approach with a focus on building trust and long-term relationships.
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Ability to empathize with client needs and provide tailored solutions.
4. Analytical and Decision-Making Abilities
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Capacity to analyze client information and recommend suitable insurance products.
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Quick decision-making skills, especially in competitive or high-pressure situations.
5. Organizational Skills
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Ability to manage time efficiently and juggle multiple clients and tasks simultaneously.
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Strong attention to detail in maintaining accurate records and documentation.
6. Technical Proficiency
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Familiarity with insurance sales software, CRM tools, and Microsoft Office Suite.
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Willingness to learn new digital platforms and technology tools relevant to the role.
More information about this Insurance Sales Executive Job
Please go through the below FAQs to get all answers related to the given Insurance Sales Executive job
- What are the job requirements to apply for this Insurance Sales Executive job position?
- Ans: A candidate must have a minimum of fresher as an Insurance Sales Executive
- What is the qualification for this job?
- Ans: The candidate can be a Graduate from any of the following: 12th Pass (HSE)
- What is the hiring Process of this job?
- Ans: The hiring process all depends on the company. Normally for an entry level, hiring the candidate has to go for Aptitude, GD (If they look for communication),Technical test and face to face interviews.
- This Insurance Sales Executive is a work from home job?
- Ans: No ,its not a Work from Home Job.
- How many job vacancies are opening for the Insurance Sales Executive position?
- Ans: There are immediate 1 job openings for Insurance Sales Executive in our Organisation.
Job Particulars
About Company
Delhi, Gurgaon 
2.5 to 3+ Years 
Salary not disclosed 
Certificate Course (ITI), Diploma, B.Com, BA, BBA/BBM, BCA, BE/B.Tech, BSc
Delhi
1 to 3 Years
Salary not disclosed
Diploma
Delhi
Freshers
Salary not disclosed
BBA/BBM 
