LEN-CR-17942 - Branch Credit Manager Jobs in Kurnool

LEN-CR-17942 - Branch Credit Manager

HDB Financial Services Ltd.

Not disclosed

Expired

Posted: 19 Feb 20

Job Description

LEN-CR-17942 - Branch Credit Manager

Location Kurnool

Job Description :

• Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.

• Verifying the promoter’s track record & ascertaining their credit worthiness.

• Analysis of the financial statements of the prospective customer to identify the short term & long term

• solvency & liquidity position

• To ensure Bounce Rate and Delinquency are within acceptable standards.

• Monitor and enforce approval rate and TAT as per prescribed standards.

• Monitor and ensure that monthly Branch audit score is satisfactory.

• Vendor Management.

• To conduct customer meeting to evaluate credit proposal

• PDD Tracking and closure

• Compliance to repayment instrument replenishment to ensure regular repayment of EMI

Key Skills :

Credit Decisions

• Take sound lending decisions based on available information & interactions with the applicants.

• Manage credit quality and control delinquencies, frauds.

Monitoring Performance

• Managing performance in terms of key drivers i.e.

• Loses / Portfolio quality parameters

• Cost of credit administration

• Employee Productivity

Desired Candidate Profile :

• Graduate/Postgraduate.

• 4-6 years Credit/Underwriting experience.

• Understanding of portfolio metrics.

• Strong inter-personal skills which encourages and promotes enthusiasm and team spirit.

Job Particulars

Role others

Education Any Graduate

Who can apply Freshers

Hiring Process Face to Face Interview

Employment TypeFull Time

Job Id868580

Job Category Others

Locality Address

State Andhra Pradesh

Country India

About Company

HDB Financial Services (HDBFS) is a leading Non-Banking Financial Company (NBFC) that caters to the growing needs of an Aspirational India, serving both Individual & Business Clients. Incorporated in 2007, we are a well-established business with strong capitalization. HDBFS is accredited with CARE AAA & CRISIL AAA ratings for its long-term debt & Bank facilities and an A1+ rating for its short-term debt & commercial papers, making it a strong and reliable financial institution.

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