Micro Loan Officer Jobs Opening in Finance company at Fazalganj, Kamla Club, Kidwai Nagar, Gorakhpur, Kanpur, Shahjahanpur

Micro Loan Officer

Finance company

0 Years

11000 - 13000 Monthly

Expired

Posted: 30 Nov 23

Job Description

Urgent Hiring for Micro Loan Officer in Finance company

Qualification-Graduate

Salary-11k to 13k +PF +ESIC +Incentive

Age Limit-31 Yr

Only Male Candidate required

Duties:

1) Approve loans within specified limits and refer loan applications outside those limits to management for approval.

2) Meet with applicants to obtain information for loan applications and to answer questions about the process.

3) Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.

4) Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.

5) Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.

6) Review and update credit and loan files.

7) Review loan agreements to ensure that they are complete and accurate according to policy.

8) Compute payment schedules.

9) Stay abreast of new types of loans and other financial services and products to better meet customers' needs.

10) Submit applications to credit analysts for verification and recommendation.

11) Handle customer complaints and take appropriate action to resolve them.

12) Work with clients to identify their financial goals and to find ways of reaching those goals.

13) Confer with underwriters to aid in resolving mortgage application problems.

14) Negotiate payment arrangements with customers who have delinquent loans.

15) Market bank products to individuals and firms, promoting bank services that may meet customers' needs.

16) Supervise loan personnel and arrange for maintenance and liquidation of delinquent properties.

17) Set credit policies, credit lines, procedures, and standards in conjunction with senior managers.

18) Provide special services such as investment banking for clients with more specialized needs.

19) Analyze potential loan markets and develop referral networks in order to locate prospects for loans.

20) Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.

21) Petition courts to transfer titles and deeds of collateral to banks.

More information about this Micro Loan Officer Job

Please go through the below FAQs to get all answers related to the given Micro Loan Officer job

What are the job requirements to apply for this Micro Loan Officer job position?
- Ans: A candidate must have a minimum of fresher as an Micro Loan Officer

What is the qualification for this job?
- Ans: The candidate can be a Graduate from any of the following: B.Com, BA, BSc
What are the salary requirements for this job?
- Ans: The salary range is between 11000 and 13000 Monthly. The Salary will depend on the interview. This Micro Loan Officer is a Full Time in Gorakhpur, Kanpur, Shahjahanpur.
What is the hiring Process of this job?
- Ans: The hiring process all depends on the company. Normally for an entry level, hiring the candidate has to go for Aptitude, GD (If they look for communication),Technical test and face to face interviews.
This Micro Loan Officer is a work from home job?
- Ans: No ,its not a Work from Home Job.
How many job vacancies are opening for the Micro Loan Officer position?
- Ans: There are immediate 1 job openings for Micro Loan Officer in our Organisation.