Personal Loan Sales Executive Jobs Opening in DSA at AJC Bose Road, Kolkata
Personal Loan Sales Executive
Job Description
Job Summary
The Personal Loan Sales Executive is responsible for generating leads, converting prospects, and achieving sales targets related to personal loan products. The role involves identifying potential customers, understanding their financial needs, and providing tailored personal loan solutions. This position requires excellent communication skills, in-depth product knowledge, and a customer-focused mindset to effectively represent the bank or financial institution.
Key Responsibilities
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Sales Generation
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Actively promote and sell personal loan products to individual clients through direct sales, cold calling, referrals, field visits, and networking.
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Meet or exceed monthly and quarterly sales targets as assigned by the management.
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Execute promotional campaigns and sales drives to generate new business leads.
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Lead Management
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Identify and develop new customer relationships through personal and professional networks.
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Follow up with leads generated through marketing campaigns, inbound calls, and customer inquiries.
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Maintain a healthy sales pipeline and update lead status in CRM or sales management systems regularly.
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Customer Engagement
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Conduct detailed discussions with customers to understand their financial requirements and eligibility.
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Provide accurate information about loan features, interest rates, repayment terms, and documentation requirements.
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Ensure a positive customer experience through professional conduct and responsive communication.
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Loan Processing
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Assist clients with the completion of loan application forms and collection of required documents such as ID proofs, income statements, bank statements, and other KYC documents.
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Coordinate with credit teams to ensure timely approval of loan applications.
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Follow up with customers and internal departments to ensure smooth disbursement of funds.
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Compliance and Documentation
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Ensure all customer documentation is complete, accurate, and compliant with regulatory guidelines and company policies.
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Adhere to anti-money laundering (AML), know-your-customer (KYC), and data privacy regulations.
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Maintain up-to-date knowledge of all personal loan policies, procedures, and regulatory requirements.
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Market Intelligence
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Keep track of competitors’ offerings, interest rates, and product features to identify market trends and opportunities.
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Provide feedback to product teams to enhance the features or pricing of loan products.
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Relationship Building
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Establish long-term relationships with customers to encourage repeat business and referrals.
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Cross-sell other financial products like credit cards, insurance, or investment plans where appropriate.
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Represent the organization professionally at public events, trade fairs, or business forums.
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Key Skills and Competencies
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Sales and Negotiation Skills: Ability to convince potential customers and close deals effectively.
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Customer Service Orientation: Strong interpersonal skills and the ability to understand customer needs.
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Communication Skills: Excellent verbal and written communication in local language and English.
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Time Management: Ability to manage multiple leads and meet deadlines consistently.
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Goal-Oriented: High motivation to meet or exceed sales targets and performance metrics.
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Technical Proficiency: Basic knowledge of CRM systems, MS Office (Excel, Word), and digital tools used in loan processing.
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Problem-Solving Ability: Aptitude to resolve customer concerns and provide timely solutions.
More information about this Personal Loan Sales Executive Job
Please go through the below FAQs to get all answers related to the given Personal Loan Sales Executive job
- What are the job requirements to apply for this Personal Loan Sales Executive job position?
- Ans: A candidate must have a minimum of fresher as an Personal Loan Sales Executive
- What is the qualification for this job?
- Ans: The candidate can be a Graduate from any of the following: 12th Pass (HSE)
- What is the hiring Process of this job?
- Ans: The hiring process all depends on the company. Normally for an entry level, hiring the candidate has to go for Aptitude, GD (If they look for communication),Technical test and face to face interviews.
- This Personal Loan Sales Executive is a work from home job?
- Ans: No ,its not a Work from Home Job.
- How many job vacancies are opening for the Personal Loan Sales Executive position?
- Ans: There are immediate 1 job openings for Personal Loan Sales Executive in our Organisation.
Job Particulars
About Company
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1 to 3 Years 
Salary not disclosed 
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