Relationship Manager

Moksha Financial Services Pvt. Ltd

2 to 3+ Years

25000 - 50000 Monthly

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Posted: 07 Mar 25

Job Description

Hiring for Relationship Manager Working Capital B2C and B2B

Min 2 years into Finance

Skills- Direct sales with Business, Connectors and Clients (LAP, Mortgage, Working Capital, MSME, SME, Business loan etc.)

Ticket Size - Above 1 cr

Salary - Max 6 LPA (basis on last drawn and interview)

Location - Indore, Ujjain, Bhopal, Ratlam, Khandwa

Only Male, Work from Office, Bulk hiring

Walk-in Interview

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Job Summary:

A Relationship Manager – Working Capital (B2C & B2B) is responsible for managing and growing relationships with business and individual clients who require working capital solutions. They assess financial needs, provide tailored credit solutions, and ensure smooth processing of working capital loans, credit lines, and other financial products. The role involves client acquisition, portfolio management, risk assessment, and cross-selling financial services.

Key Responsibilities:

1. Client Acquisition & Relationship Management

Identify and onboard new B2C (individuals, small business owners) and B2B (corporate clients, SMEs, enterprises) customers in need of working capital financing.
Develop and maintain long-term relationships with existing clients to enhance customer loyalty.
Act as a trusted advisor by providing customized financial solutions.

2. Working Capital Solutions & Credit Assessment

Understand client business models and financial needs to recommend suitable working capital products (e.g., overdrafts, term loans, invoice financing, cash credit, trade finance).
Conduct credit risk assessment by analyzing financial statements, cash flow, and repayment capabilities.
Coordinate with internal credit teams for loan approvals and documentation.

3. Business Development & Revenue Growth

Cross-sell and upsell financial products such as business loans, credit cards, trade finance, and treasury solutions.
Identify opportunities to expand market share by targeting new industries and market segments.
Work closely with marketing teams to generate leads through campaigns and networking events.

4. Compliance & Risk Management

Ensure that all working capital solutions comply with banking regulations and financial policies.
Monitor customer accounts to detect any potential risks or early warning signs of defaults.
Maintain proper documentation and ensure smooth loan disbursal and repayment tracking.

5. Reporting & Market Analysis

Prepare reports on client portfolios, loan approvals, and revenue growth.
Conduct market research to stay updated on competitor offerings and industry trends.
Provide feedback to management for product improvement and new offerings.

More information about this Relationship Manager Job

Please go through the below FAQs to get all answers related to the given Relationship Manager job

What are the job requirements to apply for this Relationship Manager job position?
- Ans: A candidate must have a minimum of 2 to 3+ year experience as an Relationship Manager

What is the qualification for this job?
- Ans: The candidate can be a Graduate from any of the following: B.Com, M.Com
What are the salary requirements for this job?
- Ans: The salary range is between 25000 and 50000 Monthly. The Salary will depend on the interview. This Relationship Manager is a Full Time in Bhopal, Indore, Ujjain.
What is the hiring Process of this job?
- Ans: The hiring process all depends on the company. Normally for an entry level, hiring the candidate has to go for Aptitude, GD (If they look for communication),Technical test and face to face interviews.
This Relationship Manager is a work from home job?
- Ans: No ,its not a Work from Home Job.
How many job vacancies are opening for the Relationship Manager position?
- Ans: There are immediate 1 job openings for Relationship Manager in our Organisation.