Sales Officer/ Senior Sales Officer Jobs in Panchkula - AU SMALL FINANCE BANK Limited

Sales Officer/ Senior Sales Officer

AU SMALL FINANCE BANK Limited

1 to 6 Years

Not disclosed

Expired

Posted: 03 Mar 20

Job Description

The Portfolio is responsible for Business Development for Assigned given Area

Qualification :
Minimum: HSC/ Any Graduate

Relevant Experience :

over 1-6 years of experience in mortgage [LAP] lending business

Job Responsibilities

Financial Responsibilities:

100% achievement of the assigned targets. qualitative & quantities skill relevant in mortgage lending business. Should be well versed with policy & procedure of the company of the mortgage industry in general, able to recruit team underline, like RO, RM
Having the capacity to achieve set given target, having vision of promotion of product and company business over the horizon, Good brand ambassador, believe in company vision and philosophy, achievement motivation should be high, calculative and solution provider to the team and other stake holder.
Taking leadership in Marketing activities, leafleting, Canopy with team, identifying new source of business prospect and areas, good to understand new areas of business generation, taking risk to explore and expand the business.
Coordinating with prospective customer and existing customers for sourcing new business, arranging meeting with existing customer at their places and arrange meeting with customer and office for other places - like customer meal, meeting, gathering.
Serving customer queries and Build up customer relationship and develop brand value in the market.
Attending all the customer queries and providing resolution of their issues accordingly.
Physical verification of customer's residence, business and any other asset crucial from credit point of view and verification of photographs taken by RO, verification of legal papers in originals, checking the title document chain, checking property verification with legal documents, checking the reference of business.
Following BH and senior instruction, coordinating with FI, Collection, valuation, Legal team for getting the desired visits reports done.
Visiting the customers for first FI and meeting, taking the seniors to the customer place for visit and verification, presenting himself on behalf of the company in any department, government department, taking administrative leadership for his team and company part as and when it required - not only at the part of his product but also on part of company as a senior profile.
Physical Verification of credit related documents like ITR'S, Bank Statements, receipts, ledger etc. and the property documents- knowledge and scrutiny of bank statements, legal documents, income documents provided by clients and other matter as required for his role .
Knowledge of all policy of his product and general policies of company
Recommendation of cases to appropriate authority, mail approvals from authorities for credit, legal, technical, OPS, Store etc.
Taking reference check of customer from local market and existing customers.