Trainee Collection Officer Jobs Opening in Utkarsh Small Finance Bank at Prayagraj
Trainee Collection Officer
0 to 2 Years 
16000 - 18000 Monthly 
LLM, B.Arch, Certificate Course (ITI), Diploma, M Phil / Ph.D, B.Com, B.Pharm, BA, M.Arch, M.Com, M.Pharm, MA, BBA/BBM, BCA, BDS, BE/B.Tech, MBA/PGDM, BEd, BHM, BSc, MCA, MD, MDS, ME/M.Tech, BVSc, CA, CS, ICWA, LLB, MBBS, MEd, MHM, MS, MSc, MSW, PG Diploma, 10th Pass (SSC), 12th Pass (HSE), No Education/Schooling, Upto 9th Std, Vocational Training, B.Design, B.FashionTech, BFA, BAMS, BHMS, MVSc, B.P.Ed, MPEd, B.F.Sc(Fisheries), M.F.Sc(Fisheries), BSW, BACHELOR OF MUSIC, BBS, BFA, Ayurveda PG, BLT, BNYS, BPT, BUMS, DA, DFM (FORENSIC), DM, DOMS (OPTHOLMOLOGY), Master of Public Health, MHA(HEALTH), MPT, ANM, B PEd, B Plan, B Voc, BCJ, BHA, BBT, BLS, BNg, BPA, BPH, BTA, BTH, BTTM, BVA, BVSc and AH, D Ed, D Pharma, M PED, M Pharma, MBE, MBS, Master in Marketing, Master of International Business, MCJ, MFA, MFM, MHM, MIT, MLT, MMS, MPA, MPH, MPHA, MPHW, MPVA, MRM, MRMLV, BFT, MFT, BMS, Other Graduate, Other Post Graduate, Other Course 
Prayagraj 
Job Description
Role: Trainee Collection Officer / Collection Officer / Collection Manager
Company: Utkarsh Small Finance Bank Limited
Employment Type: Full-Time
Job Location: Prayagraj
Job Category: Banking and Financial Services
Utkarsh Small Finance Bank Limited (USFBL), listed on NSE and BSE under the symbol UTKARSHBNK, was incorporated on April 30, 2016. The bank focuses on providing inclusive banking and financial services, with a strong emphasis on microfinance for underserved and unserved segments across India.
Industry: Banking and Finance
Company Size: 1000+ employees
Website: /
The Collection function at Utkarsh Small Finance Bank plays a critical role in maintaining portfolio quality and ensuring timely recovery of dues. The selected candidates will be responsible for managing delinquent accounts, coordinating with customers and internal stakeholders, and executing structured collection processes in compliance with bank policies.
Key ResponsibilitiesManage assigned cases for debt recovery and regularly update clients on case status.
Review customer profiles to identify potential defaulters and high-risk accounts.
Analyze reasons for default and report findings to management.
Maintain and report monthly sub-lease and collection databases.
Track due calling data and update customer and guarantor contact details and addresses.
Provide collection performance reviews of Relationship Officers to management.
Ensure proper implementation of cash receiving processes and maintenance of cash registers.
Review problematic accounts and recommend structured repayment solutions.
Conduct field visits to customers, guarantors, and references as required.
Participate in weekly collection review meetings to identify issues and closure plans.
Coordinate with Branch Managers for issuance of repossession orders when applicable.
Follow up with customers to identify bottlenecks and ensure prompt collections.
Ensure effective and timely collection of due payments in the assigned region.
Support timely invoicing and collection operations.
Minimum requirement: Bachelor’s Degree or Higher Diploma
Eligible Qualifications include:
MBA (all specializations including BFSI, Finance, Marketing, Operations, HR, Analytics, FinTech, etc.)
BBA and equivalent management-related bachelor’s programs
PGDM and other recognized management programs
Minimum Marks Required:
Graduation (UG): 45%
Post Graduation (PG): 45%
Diploma: 45%
0 to 2 years of experience in Banking, Collections, or Financial Services
Candidates with up to 4 years of relevant experience may also be considered
Strong communication and listening skills
Good presentation and interpersonal abilities
Negotiation and collection management skills
Understanding of banking and financial products
Analytical and problem-solving skills
Ability to explain complex financial information clearly
Customer handling and field coordination capabilities
Eligible Graduation Years: 2021, 2022, 2023, 2024, 2025
Willingness to work in field-based and branch-linked roles
Open to PAN India deployment based on business requirements
Updated Resume
Valid ID Proof (Aadhar Card, PAN Card, etc.)
Round 1: L2 Interview (In Process)
More information about this Trainee Collection Officer Job
Please go through the below FAQs to get all answers related to the given Trainee Collection Officer job
- What are the job requirements to apply for this Trainee Collection Officer job position?
- Ans: A candidate must have a minimum of 0 to 2 year experience as an Trainee Collection Officer
- What is the qualification for this job?
- Ans: The candidate can be a Graduate from any of the following: LLM, B.Arch, Diploma, Certificate Course (ITI), M Phil / Ph.D, B.Com, B.Pharm, BA, M.Arch, M.Com, M.Pharm, MA, BBA/BBM, BCA, BDS, BE/B.Tech, MBA/PGDM, BEd, BHM, BSc, MCA, MD, MDS, ME/M.Tech, BVSc, CA, CS, ICWA, LLB, MBBS, MEd, MHM, MS, MSc, MSW, PG Diploma, B.Design, B.FashionTech, BFA, Vocational Training, 12th Pass (HSE), 10th Pass (SSC), Upto 9th Std, No Education/Schooling, BAMS, BHMS, MVSc, B.P.Ed, MPEd, B.F.Sc(Fisheries), M.F.Sc(Fisheries), BSW, BACHELOR OF MUSIC, BBS, BFA, Ayurveda PG, BLT, BNYS, BPT, BUMS, DA, DFM (FORENSIC), DM, DOMS (OPTHOLMOLOGY), Master of Public Health, MHA(HEALTH), MPT, ANM, B PEd, B Plan, B Voc, BCJ, BHA, BBT, BLS, BNg, BPA, BPH, BTA, BTH, BTTM, BVA, BVSc and AH, D Ed, D Pharma, M PED, M Pharma, MBE, MBS, Master in Marketing, Master of International Business, MCJ, MFA, MFM, MHM, MIT, MLT, MMS, MPA, MPH, MPHA, MPHW, MPVA, MRM, MRMLV, BFT, MFT, BMS, Other Graduate, Other Post Graduate, Other Course
- What is the hiring Process of this job?
- Ans: The hiring process all depends on the company. Normally for an entry level, hiring the candidate has to go for Aptitude, GD (If they look for communication),Technical test and face to face interviews.
- This Trainee Collection Officer is a work from home job?
- Ans: No ,its not a Work from Home Job.
- How many job vacancies are opening for the Trainee Collection Officer position?
- Ans: There are immediate 1 job openings for Trainee Collection Officer in our Organisation.
Job Particulars
About Company
Utkarsh Small Finance Bank Limited (USFBL), listed on NSE and BSE under the symbol UTKARSHBNK, was incorporated on April 30, 2016. The bank focuses on providing inclusive banking and financial services, with a strong emphasis on microfinance for underserved and unserved segments across India.
Industry: Banking and FinanceCompany Size: 1000+ employees
