Branch Head Jobs in Ajmer,Jaipur,Jodhpur - Repco Home Finance Ltd
Job Description
Post Code: BM-RAJASTHAN-DEC 2020
Repco Home Finance Limited (RHFL) invites application for the position Branch Head (Cadre-Manager)
Location: Jaipur, Udaipur, Kota (Existing) Jodhpur, Ajmer (Proposed)
Qualification:
- Any Graduation (10+2+3 format) from a UGC recognized university. Post graduation & professional qualification shall be given additional weightage.
- Minimum 3 years experience (for age not exceeding 28 years) in Housing Finance/Retail Lending /marketing of financial products (Home Loan) / branch operations in HFCs/FIs. Exposure in housing finance is a must. Experience of heading a branch will be preferred. For further age relaxation, commensurate additional experience would be required.
- Extensive in-depth knowledge of local housing finance market with good networking capacity with builders / developers is a must.
- Fluency in Rajasthani/ Hindi (read, write & speak) besides English is must.
Age not exceeding: 28 years as on 01-12-2020 (relaxation generally upto 40 years of age can be considered based on commensurate, relevant prior experience)
Job Description:
- To source qualitative business (home loan) as per target given in conformity with the credit policy of the Company
- To achieve growth and hit sales targets by successfully managing the sales team.
- Designing and implementing a strategic sales plan that expands company's customer base and ensure its strong presence.
- To carry out works pertaining to branch sales operation such as customer service, ensuring branch business development, meeting business target of the branch, marketing, publicity, conduct loan camps and other works.
- To check preliminary due diligence & credit limit of the customers and scrutinize all the documents pertaining to the property (Property Visits, Preparation of CAM sheets)
- To validate the genuineness of the customer by verifying his KYC and other related documents.
- To coordinate with panel valuers / advocates for effective delivery within stipulated turnaround time.
- To handle lending operations of branch, which require speedy processing of loan applications /initial credit appraisal at branch level/follow up of loan approvals with sanctioning authority/ disbursements/ post disbursal monitoring
- To monitor collections and manage effectively the receivables and develop collection strategies to minimize “bad debt” portfolio loss.
- To achieve the targets set for recovery / delinquency
- Timely achievement of business targets set under different parameters and make the branch a profit center.
- To ensure effective brand building and business promotion (through various marketing and sales activities)
- To ensure prompt and best client service
- To ensure good overall housekeeping and compliance with all statutory requirements
- To augment & maximize other income stream by Cross-Selling of Insurance products
- The position will have 2-3 on roll employees and 1-2 off roll staff reporting to him/her.
Key Competencies Required:
- Good communication skill – verbal and written
- Negotiation skill
- Interpersonal skill, leadership qualities and team management
- Multitasking ability
- Planning and organizing skill
- Target orientation
- Proficiency in MS-Word
- Target orientation
Pay & Perquisites: CTC starting from Rs. 7-10 lakhs per annum (fixed + variable, depending on fitment based on experience, performance in the selection process). However, experienced candidate would be compensated suitably as per market norms and Management discretion.
Job Particulars
Role hr admin
Education Any Graduate
Who can apply Freshers
Hiring Process Face to Face Interview
Employment TypeFull Time
Job Id1065394
Job Category 1 to 3 Yr Exp , Recruitment
Locality Address
State Rajasthan
Country India
About Company
RHFL is a professionally managed housing finance company head quartered in Chennai, Tamil Nadu. We were incorporated in April 2000 to tap the growth potential in the housing finance market. We are registered as a housing finance company with the NHB. As on April 2015, RHFL is operating through 106 branches and 36 satellite centres in Tamil Nadu, Andhra Pradesh, Jharkhand, Kerala, Karnataka, Maharashtra, Madhya Pradesh, Gujarat, Odisha, West Bengal and Puducherry.
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