Relationship Officer Jobs Opening in Muthoot Microfin at Koyilandy, Mankavu, Thamarassery, Kozhikode, Kannur, Malappuram

Relationship Officer

Muthoot Microfin

0 Years

Not disclosed

Expired

Posted: 09 Jan 25

Job Description

Acquisition and Maintenance of new clients. Operations and Collection.

Compliance and management: Carries out the pre and post-loan activities related to Group loans. Presenting the loan applications to the Credit team, portfolio administration, prioritizing the repayment of loans to preserve the portfolio quality.

Promotion – Promotes new potential clients and eligible clients offering various other products

Loan Appraisal – Informs potential clients about the requirements, conditions of the IGL Loan products, the procedures to obtain a loan, the importance of the payments on time etc.

o Makes sure that the client meets the credit requirements.

o Visits the client's business and home to do the assessment, following the credit policy procedures.

o Analyzes and presents a consistent loan proposal to the Credit team for its approval.

o Informs the client about the Credit team decision

Follow – up : Follows the loan disbursement process.

o In case of arrears visits clients and guarantors for the loan recovery.

o Informs the BRM or AM about the demand in his/her assigned area as well as on the competition.

o Makes a close follow up of the disbursed loans, especially of the ones not paying on time.

o Responsible for his/her portfolio administration, promoting its growth and keeping it with daily planning and organization of activities

Client service: Provides a quick and timely service to the clients, making sure that the client's expectations are fulfilled whenever is possible.

o Ensures a good and respectful treatment to the clients and establishes a professional relationship with them, with a long term perspective. Guarantees confidential treatment to all the information gathered from the client and of the Institution

More information about this Relationship Officer Job

Please go through the below FAQs to get all answers related to the given Relationship Officer job

What are the job requirements to apply for this Relationship Officer job position?
- Ans: A candidate must have a minimum of fresher as an Relationship Officer

What is the qualification for this job?
- Ans: The candidate can be a Graduate from any of the following: B.Com, BA, BBA/BBM, 12th Pass (HSE)
What is the hiring Process of this job?
- Ans: The hiring process all depends on the company. Normally for an entry level, hiring the candidate has to go for Aptitude, GD (If they look for communication),Technical test and face to face interviews.
This Relationship Officer is a work from home job?
- Ans: No ,its not a Work from Home Job.
How many job vacancies are opening for the Relationship Officer position?
- Ans: There are immediate 1 job openings for Relationship Officer in our Organisation.