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HDFC Credila offers this unique facility to be able to apply for an education loan even after payment of the college fee with your own money. To application must be sone within the first year of paying the fee to the college. This facility has been made available by HDFC Credila to students and their parents as many times they choose to avail an education loan, post the fee payment. With benefits of education loan coming to the fore, many students and parents are choosing to avail the Education Loan. This facility to apply during the course period, gives you the opportunity to get back the tuition fee already paid to the college too & instead utilising an education loan for the same. Hence, the loan amount can cover the future fee or even the fee already paid to the college in the first semester. Some of the benefits of availing HDFC Credila's education loan are attractive and uncapped tax benefits under Sec 80-E of Income Tax Act, repayment of principal amount starts only post course completion, Easy EMI facilities, flexible co-borrower and collateral terms, with the education loan covering both tuition fee and living costs. And above all, it gives the student the opportunity to take his own responsibility and build a strong credit history to avail future loan benefits. The process to avail an education loan is very simple even if the student and parent are sitting in two different cities or countries. HDFC Credila hand holds you through the process and makes this a very simple, quick and convenient process.

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